Best Ways To Refinance Student Loans

Best Ways To Refinance Student Loans

When you’re a student, it can be hard to save up the money you need for college. Whether you’re trying to pay tuition or buy books, there are many expenses that add up quickly. Luckily, there are ways to pay for these expenses that don’t involve getting loans from traditional banks—like student loan refinancing companies that specialize in helping students get lower rates on their student debt. In this article, we’ll explain what refinancing is and how it can help make your life easier once the school year is over.


SoFi is a great option for refinancing student loans. The company offers competitive interest rates and flexible terms. If you have good credit, SoFi can help you save money on your student debt.

SoFi offers a wide selection of repayment options including:

  • Graduated repayment – payments start out low and increase every two years over 10 or 20 years (depending on your balance)
  • Standard repayment – monthly payments are fixed for 10 or 20 years based on the amount that was borrowed
  • Income-based repayment – borrowers make reduced monthly payments based on income and family size



CommonBond is a great option for borrowers with average credit who want to refinance their student loans. They offer competitive rates, low fees and a wide range of repayment options. If you need to get your loan refinanced quickly, CommonBond may be the right choice for you as well.


Earnest is a student loan refinance company. They’re best for borrowers with good credit, who want a variety of repayment options and are looking to refinance their student loans.

Earnest has created an online application process that makes it easy to compare your options and find the right refinancing option for you. Earnest also offers multiple benefits over traditional lenders, including:

  • An accelerated application process that allows you to complete your application in 20 minutes or less
  • A customer service team that is available 24/7 via phone or live chat support so you can get help when you need it most
  • No hidden fees or surprises – all fees are clearly disclosed before you start the process

Splash Financial

Splash Financial is an online lender that offers some of the lowest interest rates and fees among its competitors. They have a large platform for borrowers to interact with their team, meaning you’ll always be able to get help from Splash when you need it.

The company has earned an A+ rating from the Better Business Bureau, which speaks volumes about their customer service. They also have more than 1 million users on Facebook, showing how well they’re known throughout social media platforms. In addition to being easy-to-use, Splash’s website is mobile friendly and has an app available in Google Play and Apple’s App Store, so it’s never been easier to learn more about student loan refinancing options without having to wait until you get home!

Citizens Bank

Citizens Bank is a good option for refinancing your student loans. It offers competitive rates, a variety of repayment options, and many different types of student loans (including federal and private). There are also several different loan amounts available as well.

Citizens Bank offers competitive interest rates on their student loans

Citizens Bank has competitive interest rates on their student loans that can be used to refinance existing ones or pay off your current balances. The average rate in April 2019 was 5.16% APR


LendKey is a non-profit student loan lender that offers both private and federal student loans. While LendKey does not have the same name recognition as other lenders, they have a good reputation for providing low interest rates on student loan refinances.

If you’re looking to refinance your student loans at a lower rate, LendKey may be an option worth considering.

College Ave Student Loans

College Ave Student Loans is a leader in the student loan refinance market. They offer competitive rates, a fast application process and smooth underwriting process. College Ave Student Loans offers a variety of repayment options including:

  • Fixed rate loans
  • Graduated payment loans
  • Income-Based Repayment Plans (IBR)

These are the best student loan refinance companies.

  • These are the best student loan refinance companies.
  • They are all online and reputable.
  • They have good customer service, good rates, and repayment options that fit your needs.

When it comes down to it, there are many options when it comes time to refinance your student loans. You can choose from multiple companies and even different types of loans that offer different rates and repayment options. However, these five companies offer everything you need in one place—low interest rates, flexible repayment plans, convenience features like automatic payments and savings accounts—all while giving back to students who need help paying off their debt.

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